Payments Updated 2026-07-15
PayPal Fee Calculator for Small Business
Use our free paypal fee calculator for small business to calculate PayPal's merchant transaction fees to see exactly how much money you will receive after a sale.
The formula
How the calculation works
Fee = (Amount × Rate) + Fixed Fee
- Multiply the transaction amount by the percentage rate (e.g., 3.49%).
- Add the fixed fee (e.g., $0.49) to get the total PayPal fee.
- Subtract the total fee from the original amount to see your net payout.
Worked examples
Real-world scenarios
Standard US Checkout
A $100 payment using standard US commercial rates (3.49% + $0.49).
$96.02 net payout
Pro tips
Get more from this calculator
- Invoicing a client? You can use a reverse calculator to figure out how much to charge to receive an exact amount.
- International payments incur additional cross-border fees (typically +1.5%).
Explore Other Scenarios
- PayPal Fee Calculator
- PayPal Fee Calculator for Small Business
- PayPal Fee Calculator for Beginners
- PayPal Fee Calculator in the UK
- PayPal Fee Calculator in Canada
- PayPal Fee Calculator in Australia
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FAQ
Common questions
What is the standard PayPal fee?
For US commercial transactions, it is typically 3.49% + $0.49 per transaction.
Who pays the PayPal fee?
The seller or receiver of the funds typically pays the PayPal processing fee.